Real Estate Massachusetts Real Estate Salesperson : Massachusetts-Real-Estate-Salesperson

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Real Estate Massachusetts-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Massachusetts Real Estate Salesperson Sample Questions:

Question #1
Broker N has five affiliated salespersons. On Monday at 10:00 a.m., Salesperson J submitted an offer to purchase from a prospective buyer. The offer price was $300,000. An hour later, Salesperson R submitted an offer of $296,000. However, Broker N held the second offer until the seller rejected the first offer. Broker N ' s conduct in this situation is

A. Not permissible because a broker must present all offers to the principal forthwith.
B. Not permissible because a broker must inform all potential buyers of existing offers.
C. Permissible as long as both salespeople knew of Broker N ' s action.
D. Permissible as long as both salespeople share a commission on either of the offers accepted by the seller.

Question #2
Private mortgage insurance (PMI) is commonly required by lenders on a conventional first mortgage when the initial loan-to-value ratio exceeds approximately:

A. 70%
B. 60%
C. 95%
D. 80%

Question #3
A broker may withdraw money from the broker ' s escrow account

A. When the transaction has been consummated.
B. To pay for advertising expenses related to the sale.
C. To cover the broker ' s commission.
D. When ordered by the seller ' s attorney.

Question #4
Which activity may a Massachusetts salesperson perform while acting under the supervision and identity of the employing broker?

A. Advertise the brokerage's listings under the employing broker's identity
B. Perform all three activities independently
C. Maintain client deposits in the salesperson's own escrow account
D. Accept a brokerage listing in the salesperson's independent name

Question #5
What type of loan would allow homeowners to utilize the equity built up in their home without having to sell?

A. graduated payment
B. reverse mortgage
C. accelerated mortgage
D. sale-and-leaseback

Solutions: