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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Insurance Regulation | 6% | - Licensing Requirements
|
| Personal Inland Marine | 13% | - Personal Effects Floater
|
| Homeowners Policy | 10% | - Selected Endorsements
|
| Insurance Basics | 6% | - Policy Structure
|
| Commercial Package Policy | 38% | - Transportation Coverages
|
| Medical Reports and Terminology | 4% | - Medical Terminology
|
| Dwelling Policy | 6% | - Exclusions, Conditions and Endorsements
|
| Accident and Health Insurance Basics | 6% | - Limited Policies
|
| Adjusting Losses | 11% | - Property and Liability Losses
|
Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:
Question #1
An individual is injured while loading a vessel on U.S. navigable waters. Under which Act would they be covered?
A. The U.S. Coast Guard Act.
B. The Jones Act.
C. U.S. Longshore and Harbor Workers' Compensation Act.
D. Federal Employers Liability Act (FELA).
Question #2
An insured that is covered on a business automobile policy would like to get physical damage coverage for a forklift used at their facility. Which endorsement can be used to insure this covered automobile?
A. Miscellaneous vehicle endorsement.
B. Drive other car endorsement.
C. Mobile equipment endorsement.
D. Truckers coverage form.
Question #3
Leah provides transportation for her client to their business lunch. Leah's client closes the car door on her own hand. What type of coverage applies?
A. Health insurance.
B. Medical payments.
C. Liability.
D. Physical damage.
Question #4
Which of the following is an exclusion on the Businessowners Policy (BOP) under the liability section?
A. Liquor liability.
B. Advertising injury liability.
C. Products liability.
D. Personal injury liability.
Question #5
Which of the following is covered by the Causes of Loss - Special Form under commercial property?
A. Windstorm.
B. Smog.
C. Flood.
D. Mudslide.
Solutions:
| Question #1 Correct Answer: C | Question #2 Correct Answer: C | Question #3 Correct Answer: B | Question #4 Correct Answer: A | Question #5 Correct Answer: A |




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