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Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) : NY-Independent-General-Adjuster

Exam Code: NY-Independent-General-Adjuster

Exam Name: NewYorkIndependent General Adjuster (Series 17-70)

Updated: Sep 18, 2026

Number: 107 Q&As with Testing Engine

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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:
SectionWeightObjectives
Insurance Regulation6%- Licensing Requirements
  • 1. Bond and Fingerprinting
    • 2. Qualifications and Application
      - Claim Settlement Regulations
      • 1. Unfair Claim Practices
        • 2. Consumer Privacy
          - License Maintenance
          • 1. Renewal and Changes
            • 2. Assumed Names and Reporting
              - Disciplinary Actions
              • 1. Suspension and Revocation
                • 2. Penalties and Cease and Desist Orders
                  Personal Inland Marine13%- Personal Effects Floater
                  • 1. Coverage and Loss Settlement
                    - Personal Articles Floater
                    • 1. Scheduled Personal Property
                      - Personal Property Floater
                      • 1. Coverage and Eligible Property
                        Homeowners Policy10%- Selected Endorsements
                        • 1. New York Special Provisions
                          • 2. Earthquake, Identity Fraud and Home Business
                            - Liability Coverages
                            • 1. Personal Liability
                              • 2. Medical Payments to Others
                                - Property Coverages
                                • 1. Dwelling, Other Structures and Personal Property
                                  • 2. Loss of Use and Additional Coverages
                                    - Perils, Exclusions and Conditions
                                    • 1. Exclusions and Conditions
                                      • 2. Perils Insured Against
                                        - Coverage Forms
                                        • 1. HO-8
                                          • 2. HO-2 through HO-6
                                            Insurance Basics6%- Policy Structure
                                            • 1. Limits, Deductibles and Other Insurance
                                              • 2. Declarations, Conditions and Exclusions
                                                • 3. Subrogation, Salvage and Loss Settlement
                                                  - Insurance Principles
                                                  • 1. Hazards, Negligence and Liability
                                                    • 2. Causes and Valuation of Loss
                                                      • 3. Insurable Interest and Indemnity
                                                        - Insurance Contracts
                                                        • 1. Elements and Characteristics
                                                          • 2. Representations, Warranties and Concealment
                                                            Commercial Package Policy38%- Transportation Coverages
                                                            • 1. Common Carrier Legal Liability
                                                              • 2. Transit Coverage
                                                                • 3. Motor Truck Cargo
                                                                  - Commercial Inland Marine
                                                                  • 1. Marine Definition and Conditions
                                                                    • 2. Jewelers Block, Signs and Electronic Data Processing
                                                                      • 3. Accounts Receivable and Valuable Papers
                                                                        • 4. Contractors Equipment and Installation Floaters
                                                                          - Commercial Policy Components
                                                                          • 1. Common Policy Declarations
                                                                            • 2. Common Policy Conditions
                                                                              Medical Reports and Terminology4%- Medical Terminology
                                                                              • 1. Prefixes, Suffixes and Abbreviations
                                                                                • 2. Medical Specialties
                                                                                  - Injuries, Diseases and Medical Tests
                                                                                  • 1. Diagnostic Tests
                                                                                    • 2. Common Injuries and Diseases
                                                                                      - Basic Human Anatomy
                                                                                      • 1. Skeletal, Nervous and Respiratory Systems
                                                                                        • 2. Cardiovascular and Abdominal Systems
                                                                                          Dwelling Policy6%- Exclusions, Conditions and Endorsements
                                                                                          • 1. New York and Selected Endorsements
                                                                                            • 2. General Exclusions and Conditions
                                                                                              - Property Coverages
                                                                                              • 1. Dwelling and Other Structures
                                                                                                • 2. Personal Property and Loss of Use
                                                                                                  - Coverage Forms and Perils
                                                                                                  • 1. Basic, Broad and Special Forms
                                                                                                    • 2. Covered Perils
                                                                                                      Accident and Health Insurance Basics6%- Limited Policies
                                                                                                      • 1. Accident-Only and Specified Disease
                                                                                                        • 2. Hospital, Dental and Vision Coverage
                                                                                                          - Types of Coverage
                                                                                                          • 1. Accidental Injury and Sickness
                                                                                                            • 2. Disability, Medical and Long-Term Care
                                                                                                              - Accident and Health Claims
                                                                                                              • 1. Notice and Proof of Loss
                                                                                                                • 2. Investigation and Payment of Claims
                                                                                                                  Adjusting Losses11%- Property and Liability Losses
                                                                                                                  • 1. Coverage Verification and Loss Evaluation
                                                                                                                    • 2. Estimates, Depreciation and Salvage
                                                                                                                      - Claim Investigation
                                                                                                                      • 1. Evidence and Witness Statements
                                                                                                                        • 2. Claim Reporting and Documentation
                                                                                                                          - Claim Settlement
                                                                                                                          • 1. Subrogation, Appraisal and Arbitration
                                                                                                                            • 2. Negotiation and Releases
                                                                                                                              - Role of the Adjuster
                                                                                                                              • 1. Duties and Responsibilities
                                                                                                                                • 2. Independent, Staff and Public Adjusters
                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Question #1
                                                                                                                                  An individual is injured while loading a vessel on U.S. navigable waters. Under which Act would they be covered?

                                                                                                                                  A. The U.S. Coast Guard Act.
                                                                                                                                  B. The Jones Act.
                                                                                                                                  C. U.S. Longshore and Harbor Workers' Compensation Act.
                                                                                                                                  D. Federal Employers Liability Act (FELA).


                                                                                                                                  Question #2
                                                                                                                                  An insured that is covered on a business automobile policy would like to get physical damage coverage for a forklift used at their facility. Which endorsement can be used to insure this covered automobile?

                                                                                                                                  A. Miscellaneous vehicle endorsement.
                                                                                                                                  B. Drive other car endorsement.
                                                                                                                                  C. Mobile equipment endorsement.
                                                                                                                                  D. Truckers coverage form.


                                                                                                                                  Question #3
                                                                                                                                  Leah provides transportation for her client to their business lunch. Leah's client closes the car door on her own hand. What type of coverage applies?

                                                                                                                                  A. Health insurance.
                                                                                                                                  B. Medical payments.
                                                                                                                                  C. Liability.
                                                                                                                                  D. Physical damage.


                                                                                                                                  Question #4
                                                                                                                                  Which of the following is an exclusion on the Businessowners Policy (BOP) under the liability section?

                                                                                                                                  A. Liquor liability.
                                                                                                                                  B. Advertising injury liability.
                                                                                                                                  C. Products liability.
                                                                                                                                  D. Personal injury liability.


                                                                                                                                  Question #5
                                                                                                                                  Which of the following is covered by the Causes of Loss - Special Form under commercial property?

                                                                                                                                  A. Windstorm.
                                                                                                                                  B. Smog.
                                                                                                                                  C. Flood.
                                                                                                                                  D. Mudslide.


                                                                                                                                  Solutions:

                                                                                                                                  Question #1
                                                                                                                                  Correct Answer: C
                                                                                                                                  Question #2
                                                                                                                                  Correct Answer: C
                                                                                                                                  Question #3
                                                                                                                                  Correct Answer: B
                                                                                                                                  Question #4
                                                                                                                                  Correct Answer: A
                                                                                                                                  Question #5
                                                                                                                                  Correct Answer: A

                                                                                                                                  Related Certifications
                                                                                                                                  Life, Accident, and Health
                                                                                                                                  Insurance Licensing Certification
                                                                                                                                  Pennsylvania Insurance Licencing (PAIN)
                                                                                                                                  Nevada Insurance
                                                                                                                                  Hawaii Insurance
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